Storage Business Owners Alliance
30665 Northwestern Highway  Suite 100
Farmington Hills, MI 48334 USA
Toll Free: (248) 254-9000
(248) 254-9000
Phone: (248) 254-9000
Fax: (248) 538-4327

Are You Minimizing Your Facility Liability Claims?

Date: 10/23/2019
Dangerous conditions create high-risk environments for self storage facilities and can increase your business owner’s commercial insurance rates. When an unsafe condition exists, it is essential to take immediate steps to correct it. Leaving it, even for a moment, puts others at risk. It also increases the likelihood you will need to file a business insurance claim. Training employees to react can minimize potential liabilities.

Why You Can Not Walk Away

As your employee walks through an aisle of you self storage facility, he or she notices a broken jar on the floor. He walks away to find a mop but by the time he comes back, someone slipped and now has a liability claim to file. This is one of the most common scenarios of bodily injury liabilities in businesses today. The problem is that the employee left the unsafe condition. What should happen in a situation like this? Rather than walk away, the employee needs to call for help. Staying in a position like this ensures he can warn others about the unsafe condition, minimizing liability risks.

How to Train Employees to Improve Unsafe Conditions

Sometimes, the risks are easy to fix on the spot. For example, if a mat’s curled edge presents a tripping hazard, it is easy enough to unroll that immediately but you must teach employees to see something and to react to it immediately. See below for a few tips:

Ice on walkways, wet floors by bathroom sinks or areas where there is a spill are all key things to be on the lookout for throughout any location. Your goal is to keep customers and employees safe. To do so, you need to keep surfaces clear and dry. Teaching your employees to react is a must. It can help you avoid costly business insurance liability claims while keeping your location safe.   Learn More